Insurance - Liability

Since insurance contracts and general terms and conditions vary from country to country, we do not offer this service but we strongly recommend that you take the following steps:

  • Make sure that you have a cancellation insurance should you, for unexpected reasons, not be in a position to undertake your journey. Ask what this insurance covers but more specifically what is excludes to avoid unpleasant surprises. 
  • Every member of a travelling party should have such a cancellation insurance policy but beware that in most countries, the fact that one participant has to cancel for valid reasons does not entitle other participants to cancel on that specific ground. 
  • Hospital /medical costs: this is again a country specific situation and you are advised to ensure that your current health insurance does cover such costs, in the unlikely event that you need it. 
  • Repatriation costs: although such occurrences are very rare, we recommend that you consider contracting such a service, it is usually a low cost feature but extremely important when needed. 
  • Additional costs incurred due to unexpected changes, delays or any other similar reason should also be taken into consideration.

Refer also to our health section for additional information.


Myanmar Mosaic is purely an intermediary between passengers and the various providers of services (airlines, hotels, restaurants, boat companies, ground transportation companies etc,) and thus does not assume any responsibility for any loss, injury or damage sustained by the traveller regardless of circumstances. 

We will do our utmost to conform to the agreed itinerary but visitors will have to bear the potential costs resulting delays, accidents, illness, natural disasters, political actions and unrest or any other similar act or ground. We strongly recommend therefore that every visitor contracts an appropriate private insurance as mentioned in our “Insurance” section. 

As mentioned in our terms and conditions, we may have to modify elements of your program, including change of hotels, flights etc. for reasons beyond our control. In such cases, we will endeavour to find the best possible alternatives in order to maintain the level of quality of arrangements as originally confirmed. Programs, prices, services and conditions are based on those valid at the time of booking and are therefore subject to change without advance notice before or during the tour. Participation in our tours implies the client's agreement to the above conditions.


For years now, we have been involved in community projects, starting with the construction of a public library available to all children of Bagan, Our activities have grown over the years and we will continue to offer our time and resources to help those most in need in our country.

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Please write to reservation [at] myanmar-mosaic-travel [dot] com for tickets.