You will find here all the information you need on how you can settle your bill as well as some essential tips on the practices prevailing in Myanmar, where the availability of cash dispensers (ATM) is slowly developing and the possibility of using credit cards is rapidly increasing resulting from the lifting of international sanctions. Please note that Travellers Checks are not accepted in Myanmar. 

Credit cards versus cash

We suggest that visitors to Myanmar read this section carefully in order to avoid any unpleasant surprises.


Following the lifting of some international sanctions, some hotels and restaurants have started to accept credit cards since February 2013. You now have the possibility to withdraw cash ( Myanmar Kyats MMK ) from ATM through some credit cards.

Visa or Master card allow you to withdraw local currency only ( Myanmar Kyats, MMK ) so you will still need to bring sufficient USD or Euro to pay for major expenses .

Money changing

Read this topic carefully so that you can get the best possible rates in the most appropriate places. Remember to have enough kyats (local currency) with you as it is not possible to change in the smaller  or more remote locations, and then at highly disadvantageous rates-

Terms and Conditions

We urge every visitor (especially newcomers) to read this section carefully; one must understand that with the rapid development of mass tourism since late 2011, the local infrastructure is struggling to keep pace and thus one has to be prepared for unexpected changes or cancellation over which we have no influence or control.

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For years now, we have been involved in community projects, starting with the construction of a public library available to all children of Bagan, Our activities have grown over the years and we will continue to offer our time and resources to help those most in need in our country.

Recent news

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Please write to reservation [at] myanmar-mosaic-travel [dot] com for tickets.